I was surfin the net while i ran across this interesting article...Are you frugal or stingy?

Erm, this really got me down and think..A lot of times, people around me say i really know how to save, but there are still people who says i am stingy. Well, i don't know whos right or wrong, but i just want to know why they say that, and this article indeed give me more insights from a outsider point of view.

Jus some preview of it...

• If you use 2-for-1 coupons at a restaurant, you might be frugal. If you base your server's tip on the discounted bill, you're probably stingy.

• If you decide in advance how much to spend each year on charitable contributions, and then try to stay within that budget, you might be frugal. If the last thing you gave to charity was an ancient can of lima beans you wouldn't eat yourself, then you're probably stingy.

• If you use a tea bag for more than one cup of tea, you might be frugal. If you offer a guest the cup made from the used bag, you're probably stingy.

Anyway, if you are interested in this article, its in moneycentral at here.